Do you smoke

Akpos and his Sweetheart were getting to know each other, they had this interesting conversation:

Sweetheart: Do you smoke?
Akpos: Yes….
Sweetheart: How many packs a day?
Akpos: 3 packs.
Sweetheart: How much per pack?
Akpos: N200.
Sweetheart: And how long have you been smoking?
Akpos: For 15 years.
Sweetheart: So, one pack costs N200 and you have 3 packs a day, which puts your spending each month at N18,000. In one year, it would be N216,000. Is that correct?
Akpos: Correct.
Sweetheart: If in one year, you spend N216,000, without accounting for inflation, the past 15 years puts your spending at over N3,000,000. Is that correct?
Akpos: Correct.
Sweetheart: Do you know that if you hadn’t smoked, that money could have been put in an interest savings account and after accounting for compound interest for the
past 15 years, you could have now easily bought a brand new Range Rover HSE Sport?
Akpos: Hmmm…. That’s true. But let me ask you, do you smoke?
Sweetheart: No.
Akpos: So where’s your Range Rover HSE Sport then?